California State University, Northridge, provides eligible employees with a variety of opportunities to enhance their benefit coverage or extend their pre-tax savings. Review the Flexible Benefit Plans and Voluntary Benefit Programs below to see what best meets your needs. Select the underlined plan/program title for more information.
Flexible Benefit Plans:
A Health Care Reimbursement Account (HCRA), or flexible spending account is a way to pay health care expenses with pre-tax dollars. The HCRA is administered by ASIFlex, a third party administrator.
A Dependent Care Reimbursement Account (DCRA), or flexible spending account is a way to pay dependent care expenses with pre-tax dollars. The DCRA is administered by ASIFlex, a third party administrator.
FlexCash is an optional benefit plan that allows you to waive medical and/or dental insurance coverage if you have other non-CSU coverage. This benefit provides a cash payment in lieu of your medical and/or dental insurance coverage. If eligible, you may select FlexCash in lieu of a medical plan, and still enroll in a dental plan for your and your dependents.
If you are an active employee eligible for, and elect coverage through the CSU in a CalPERS health plan, the Tax Advantage Premium Plan (TAPP) enables you to pay for your medical insurance coverage on a pre-tax basis. Any such premiums for the CSU-sponsored coverage you have selected will be deducted each month from your salary before federal and state income and Social Security/Medicare taxes are calculated and deducted.
Voluntary Benefit Programs:
I. Voluntary Life, Voluntary Accidental Death and Dismemberment (AD&D), Voluntary Long Term Disability,
Critical Illness (CI) and Accident Insurance (AI)
Are you looking for additional protection for you and your family members at very competitive group rates? Standard Insurance Company (The Standard) provides employer paid Basic Life, Accidental Death and Dismemberment (AD&D), Long Term Disability (LTD) insurance to eligible employees of the California State University (The CSU). The CSU also offers eligible employees the opportunity to apply for Voluntary Life, Voluntary AD&D, Voluntary Long Term Disability, Critical Illness (CI) and Accident Insurance (AI). For information and to enroll visit https://www.standard.com/mybenefits/csu/vol-index.html.
Auto and Home insurance is offered to all CSU employees, excluding Rehired Annuitants and Students, at a discounted rate through California Casualty. Coverage for eligible dependents available at an additional cost.
- Participants in the plan are provided with a free identity theft benefit known as ID Defense.
- All policies are written for a 12-month period.
The California State University is pleased to introduce Landed, a company dedicated to helping working professionals achieving their dreams of homeownership. Landed offers:
- Financial solutions, including their down payment program to help you reach 20%.
- A network of trustworthy agents and lenders to support you along the homebuying journey.
- Free homebuying resources and guidance to help you prepare for homeownership.
The Group Legal Services Plan can help you feel as though you have your own "attorney on retainer". The Plan can cover a wide range of legal matters.
In the event of separation from employment or a reduction in timebase, California State University faculty and staff may be eligible for Unemployment Insurance (UI) as administered by the State Employment Development Department (EDD). Information on eligibility and how to file an application for Unemployment Insurance (UI) can be found directly at: http://www.edd.ca.gov/unemployment/.
VI. Pet Insurance:
Nationwide is offering two benefit options for your pets. The insurance can cover your pet’s accidents, illnesses, and even preventive care and wellness services. Plans are available for dogs, cats, birds, small mammals and exotic (such as reptiles). To learn more about this plan and/or enroll, visit https://benefits.petinsurance.com/the-california-state-university or call 877-738-7874.