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Department Name

Finance, Real Estate, and Insurance

Welcome to Professor Dow's Website!

James DowDr. James Dow received his Ph.D. in Economics from the University of Chicago in 1987 and joined the Finance Department at CSUN in 2002. Before coming to CSUN, he worked as an economist at the Board of Governors of the Federal Reserve in Washington, D.C. His research interests are in household financial management and the institutional economics of financial structure. His teaching interests include investments and general finance.

Curriculum Vitae

Research on Financial Structure

  • Mortgage originations during 2002-2007 as an example of an evolutionary market Journal of Evolutionary Economics (2016) Working paper version
  • The Popularity of Payday Lending: Politics, Religion, Race or Poverty? Southwestern Economic Review. Working paper version

    Research on Household Financial Decision Making

  • Attitudes Towards Credit After the Great Recession, forthcoming, Applied Economics Letters
  • Demographic factors affecting macroeconomic expectations, Southwestern Economic Review, (2016)
  • The Determination of Individual Financial Planning Horizons, Southwestern Economic Review, (2013), with Yanbo Jin.
  • Age, Investing Horizon and Asset Allocation, Journal of Economics and Finance 33,  422-436 (2009).

  • Scan of 1994 paper "Measuring Inflation Using Multiple Price Indexes

    Research on Zombies and Vampires (link to Amazon)