Benefits

Enrolling in the Benefits Program

Through the collective presence of the CSU, California State University Northridge is able to provide its eligible employees with a wide selection of various medical plan options, as well as comprehensive dental and vision benefits.  Please explore the various options to ensure you select the eligible plans that best meets your needs.

Remember, newly hired eligible employees have 60 days to select their health plan provider.  Current employees can only change their health plan provider or coverage during "Open Enrollment" periods or select "Qualifying Event" periods.

You can view a tutorial video on how to enroll and manage your benefit elections at: https://www.youtube.com/watch?v=tKp2BzIW3tM&feature=youtu.be

To enroll or make changes, you will need to have completed and have on file the eBenefits Self-Service Electronic Signature Authorization Form.

Am I Eligible?

To be eligible, you must be employed half time or more in an appointment that exceeds six months and one day. Temporary faculty (AY Classification) must have 6.0 units or more for at least one semester, including the current semester.

When Do My Benefits Begin?

Staff -

  • Your benefits begin the first of the month following your date of hire, as long as the Benefits office receives your enrollment documents by the end of the month that you were hired. Example: Your date of hire was on September 2nd; if Benefits received your enrollment documents by September 30th, your enrollment in medical, dental, and vision plans will go into effect October 1st. For FlexCash and Flexible Spending Account information, please see below.

Faculty -

  • Faculty appointed at the beginning of the Fall semester are eligible for benefits effective October 1, provided your enrollment documents are received by the Benefits office.  Faculty appointed at the beginning of the Spring semester are eligible for benefits effective March 1, provided your enrollment documents are received by the Benefits office. For FlexCash and Flexible Spending Account information, please see below.

Do I Have to Wait Until I've Attended the New Employee Welcome Orientation Before I Can Sign Up for Health Benefits?

No, you may enroll in benefits prior to attending the New Employee Orientation. Please complete your enrollment forms within 60 days of your hire date.

What are My Medical Plan Options?

I. Health Maintenance Organizations (HMO'S):

  1. Blue Shield HMO

  2. Blue Shield NetValue

  3. Kaiser Permanente HMO

  4. Anthem Blue Cross HMO

  5. Health Net Salud y Mas HMO

  6. Health Net Smartcare HMO

  7. United HealthCare HMO

II. Preferred Provider Organizations  (PPO'S) - Administered by Anthem Blue Cross

  1. PERSCare

  2. PERS Choice

  3. PERS Select

  4. Peace Officers Research Association of California (PORAC) (only for Unit 8 employees belonging to the Association and paying dues)

III. How can I save on premiums?

IV. Where can I find information on the Medical Plans & Premiums?

V. When are Health Care Premiums deducted from my pay warrant?

Our premium for health benefits is paid in advance of the pay period for which you receive the benefit. For example, health plan coverage for the month of October 2013 will be deducted from your September 2013 pay period warrant.

What Are My Dental Plan Options?

Delta Dental (PPO) and DeltaCare USA are Employer paid. The  website address for CSU Delta Dental PPO/DeltaCare USA is http://www.deltadentalins.com/csu.

I. Where can I find information on the Dental Plans?

Dental Comparison Summaries:

What is the CSUN Vision Plan?

  1. Eligible employees may enroll within 60 days of their hire date.

  2. Vision Service Plan (VSP) administers all vision benefits and claims on behalf of the employer-paid California State University (CSU) Vision Plan.

  3. Full information about the vision plan is available on the CSU Vision Plan web page: http://www.calstate.edu/HR/benefitsportal/vision.shtml.

Is FlexCash an Option if I Already Have Other Health Coverage?

If you are covered by a non-CSU health plan, you may enroll in FlexCash. This benefit allows you to waive your CSU health plan and receive a cash reimbursement: $128 (medical); $12 (dental); $140 (both medical and dental).  View the FlexCash Plan Brochure for additional information.

Does CSUN Offer Flexible Spending Accounts Including Dependent or Health Care Reimbursement Accounts?

I. Does CSUN have a Flexible Spending Account plan?

Yes! These programs allow you to pay for dependent care and/or health care out-of-pocket expenses with pre-tax dollars. Health Care Reimbursement Accounts (HCRAs) are designed to assist you in paying for health care expenses with pre-tax dollars, for example, paying deductibles or co-payments.  Dependent Care Reimbursement Accounts (DCRAs) are designed to assist you in paying for child care or adult day care for dependent adults, also with pre-tax dollars.

  1. You may enroll during the first 60 days of your employment.

  2. You must re-enroll in these programs each year.

  3. Administrative fee remains $1.00 per month for each plan.

  4. Access the Health Care Reimbursement Account (HCRA) Brochure.

  5. Access the Dependant  Care Reimbursement Account (DCRA) Brochure.

Are There Tax Implications For Domestic Partners?

Domestic Partner's Benefit Tax Implication:

The Internal Revenue Service ruled that the actual cost of domestic partner benefits is taxable income to the employee. To arrive at the actual cost of this benefit, the CSU examined the premium structure for health, vision, and dental benefits. For health and dental, CSU has the following structure:

  • Employee only
  • Employee plus one dependent
  • Employee plus two or more dependents

For these two benefits, the taxable income of the domestic partner benefit will be the cost difference between the employee only and the employee plus one dependent premium rate. This approach recognizes the value of adding one dependent, using a single employee as the base line. The State Controller’s Office will use a flat tax rate of 25% Federal, 6.2% Social Security, and 1.45% Medicare to withhold taxes on the value of the benefits.

NOTE: Employees who claim their Domestic Partners as tax dependents are not subject to the imputed tax liability.

For vision, the cost is a flat rate regardless of the number of dependents. Adding domestic partners to the program will have a negligible impact on the premium. As a result, there is no taxable income to you for adding a domestic partner to your vision insurance plan.

I'm Ready To Enroll or Make Changes.

To enroll or make changes, you will need to have completed and have on file the eBenefits Self-Service Electronic Signature Authorization Form.

Once you have decided upon your choice of a medical and dental plan, to receive FlexCash, or to participate in a Health Care/Dependent Care Reimbursement Account and are ready to enroll, navigate to the CSUN homepage, login to the myNorthridge portal and select the "Enroll in My Benefits" link in the Human Resources/Employee pagelet.

Benefits Enrollment

 

 








If you'll be enrolling any eligible dependents, you'll need to have the following information ready to complete the enrollment process:

  1. Their full, legal name
  2. Their date of birth
  3. Their Social Security Number
  4. Their relationship to you

Below is a list of eligible dependents that can be enrolled in the CSUN medical and dental plans followed by the required documentation you will need to submit to Human resources before your dependent's coverage can take effect:

  • YOUR CHILD(REN) AND/OR STEP CHILD(REN)

If you are adding dependent children, submit a copy of a Birth Certificate (under 26 years of age). When adding a parent-child relationship, additional documentation may be required.

  • CHILDREN OVER AGE 26 WHO ARE DISABLED and became disabled before age 26 and who depend on you for economic support 

Please contact Human Resources/Benefits for required documentation.

  • SPOUSE

If you are adding a spouse, submit a copy of your Marriage Certificate.

  • REGISTERED DOMESTIC PARTNER

If you are adding a registered domestic partner, submit a copy of the approved Declaration of Domestic Partnership that you received from the California Secretary of State.

Required documents may be dropped off at Human Resources, University Hall 165 or scanned and emailed to if your last name begins with the letter A-K or if your last name begins with the letter L-Z.